As a finance professional, I began my lending career in a commercial bank. I discovered what truly matters is listening to what the homebuyer needs so I can create a plan of action to get them from the starting line to the finish line.

 

Is every home loan the same, or can it be tailored? Not everyone’s situation and goals are alike, so working with a hybrid non-captive lender such as myself can make all the difference.

 

I can arrange loans with multiple outside banks, offer competitive rates, and customize the loans to meet your needs. Whether you’re a homeowner looking to refinance or a first-time buyer excited to know what you qualify for, my team is ready to help you achieve your goal.

 

Conversations are key; you can contact me directly to start your homebuying journey.

 

Direct: 805-509-6032

Fax: 

Email: jmercado@mycmsloans.com